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Additionally, clients for this kind of strategy might have extreme legal or criminal histories. It is very important to note that different carriers provide an array of problem ages on their ensured issue policies as low as age 40 or as high as age 80 - standard life and casualty final expense. Some will also provide greater face values, approximately $40,000, and others will certainly allow for much better survivor benefit problems by enhancing the rate of interest with the return of premium or minimizing the variety of years up until a full survivor benefit is readily available
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