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Additionally, customers for this sort of strategy could have serious legal or criminal backgrounds. It's crucial to keep in mind that various carriers offer a range of problem ages on their assured problem policies as reduced as age 40 or as high as age 80 - burial insurance no waiting period. Some will likewise offer greater stated value, as much as $40,000, and others will certainly enable better survivor benefit problems by improving the rate of interest with the return of costs or lessening the number of years till a full survivor benefit is readily available